Can I get a credit card after bankruptcy?

TRANSCRIPT SUMMARY:

It’s very common for our clients to receive credit card offers in the mail almost immediately after they complete their bankruptcy. This is a way for the credit card industry to give people a fresh start, a new beginning.

How long after filing bankruptcy can I get a credit card?

There’s no uniform rule that applies to everyone, but many of our clients do receive credit card offers after filing bankruptcy, in part because for some people their credit rating actually goes up, because all of their accounts will show zero balance on their credit report. So, filing bankruptcy can actually raise your credit score!

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